---
title: What Underwriters Don't Tell You
description: Explore the current term-conversion market, Lincoln’s new rules impacting 80,000+ policies, and how Network Insured Connect simplifies term-conversion tracking.
image: https://blog.lifebrokeragellc.com/hubfs/Rescue%2c%20Refinance%2c%20or%20Reimagine%20(1)-1.png
---

[Skip to content](https://blog.lifebrokeragellc.com/events/what-underwriters-dont-tell-you#main-content)

[![irp-cdn.multiscreensite.com5d1b81cddms3repmultitabletLIFE-Brokerage-final-logo-600dpi-1](https://blog.lifebrokeragellc.com/hs-fs/hubfs/social-suggested-images/irp-cdn.multiscreensite.com5d1b81cddms3repmultitabletLIFE-Brokerage-final-logo-600dpi-1.png?width=1920&height=663&name=irp-cdn.multiscreensite.com5d1b81cddms3repmultitabletLIFE-Brokerage-final-logo-600dpi-1.png)](https://lifebrokeragellc.com/)

- [Home](https://lifebrokeragellc.com/)
- About 
    - [Our Team](https://lifebrokeragellc.com/our-team/)
    - [Fundamentals](https://lifebrokeragellc.com/fundamentals/)
    - [Our Family](https://lifebrokeragellc.com/our-family/)
- [Capabilities](https://lifebrokeragellc.com/capabilities/)
- [Contact](https://lifebrokeragellc.com/contact/)
- [Publishings](https://lifebrokeragellc.com/publishings/)
- [Blog](https://blog.lifebrokeragellc.com)

[![Advisor Login](https://no-cache.hubspot.com/cta/default/22504740/0baef5b7-2c96-4b21-a572-aad7d1cb2629.png)](https://cta-redirect.hubspot.com/cta/redirect/22504740/0baef5b7-2c96-4b21-a572-aad7d1cb2629)

✖

- [Home](https://lifebrokeragellc.com/)
- About 
    - [Our Team](https://lifebrokeragellc.com/our-team/)
    - [Fundamentals](https://lifebrokeragellc.com/fundamentals/)
    - [Our Family](https://lifebrokeragellc.com/our-family/)
- [Capabilities](https://lifebrokeragellc.com/capabilities/)
- [Contact](https://lifebrokeragellc.com/contact/)
- [Publishings](https://lifebrokeragellc.com/publishings/)
- [Blog](https://blog.lifebrokeragellc.com)

[![Advisor Login](https://no-cache.hubspot.com/cta/default/22504740/0baef5b7-2c96-4b21-a572-aad7d1cb2629.png)](https://cta-redirect.hubspot.com/cta/redirect/22504740/0baef5b7-2c96-4b21-a572-aad7d1cb2629)

✖

![What Underwriters Don't Tell You](https://blog.lifebrokeragellc.com/hs-fs/hubfs/Rescue%2c%20Refinance%2c%20or%20Reimagine%20(1).png?width=1280&height=988&name=Rescue%2c%20Refinance%2c%20or%20Reimagine%20(1).png)

# What Underwriters Don't Tell You

Date: January 15, 2026

Time: 12:00 PM EST

Location: Virtual Event

[Watch Now](https://go.lifebrokeragellc.com/what-underwriters-dont-tell-you-ondemand-webinar)

If you’ve ever lost a case you should have placed, this 40-minute webinar is for you.

In this on-demand webinar replay, Anthony Mento, CFP®, CLU®, moderates a practical discussion with experienced underwriting professionals on why cases fall apart before underwriting even begins—and what top agents do differently to get difficult cases placed.

 

Key Topics:  

1. **Why good agents lose cases before underwriting starts** – Common missteps that can derail placement before the case is even reviewed
2. **What underwriters won’t tell you about credits and positioning** – How stronger framing and case design can improve underwriting outcomes
3. **Mental health nuance** – Key considerations around anxiety, depression, and ADHD in today’s underwriting environment
4. **GLP-1s, testosterone, and peptides** – How modern medications and therapies are being evaluated
5. **Diabetes and CAD** – When preferred offers may still be possible in more complex health situations
6. **Real cases:** from declined to placed – Practical examples of how tough cases were successfully turned around
7. **How AI underwriting improves efficiency** – The role of technology in streamlining underwriting and case assessment

[Watch Replay Now](https://go.lifebrokeragellc.com/what-underwriters-dont-tell-you-ondemand-webinar)

Tag(s): [Underwriting](https://blog.lifebrokeragellc.com/events/tag/underwriting) , [Impaired Risk](https://blog.lifebrokeragellc.com/events/tag/impaired-risk)

## [Anthony J. Mento](https://blog.lifebrokeragellc.com/events/author/anthony-j-mento)

Advancing the Uses of Life Insurance: Five Strategies to Use in Today’s Legislative Environment

[Access Webinar](https://go.lifebrokeragellc.com/what-underwriters-dont-tell-you-ondemand-webinar)

## More from the blog

[View All Posts](https://blog.lifebrokeragellc.com)

## [![](https://blog.lifebrokeragellc.com/hs-fs/hubfs/Turning%20IRA%20Taxes%20into%20Legacy.png?length=360&name=Turning%20IRA%20Taxes%20into%20Legacy.png) RTMS Turning IRA Taxes Into Legacy: The Retirement Tax Minimization Strategy (RTMS) March 18, 2026 | Virtual Event Read More](https://blog.lifebrokeragellc.com/events/turning-ira-taxes-into-legacy-the-retirement-tax-minimization-strategy-rtms)

## [![](https://blog.lifebrokeragellc.com/hs-fs/hubfs/Copy%20of%20A%20Buy%20Sell%20Agreement%20Shouldnt%20Create%20a%20Tax%20Nightmare.png?length=360&name=Copy%20of%20A%20Buy%20Sell%20Agreement%20Shouldnt%20Create%20a%20Tax%20Nightmare.png) Featured Whole Life Vs. IUL: The Great Permanent Insurance Debate February 26, 2026 | Virtual Event Read More](https://blog.lifebrokeragellc.com/events/whole-life-vs.-iul-the-great-permanent-insurance-debate)

## [![](https://blog.lifebrokeragellc.com/hs-fs/hubfs/Rescue%2c%20Refinance%2c%20or%20Reimagine%20(1)-1.png?length=360&name=Rescue,%20Refinance,%20or%20Reimagine%20(1)-1.png) Underwriting What Underwriters Don't Tell You January 15, 2026 | Virtual Event Read More](https://blog.lifebrokeragellc.com/events/what-underwriters-dont-tell-you)

### Subscribe to email updates

Stay up-to-date on what's happening at this blog and with   
 LIFE Brokerage

Email \*

[![Logo_KO](https://blog.lifebrokeragellc.com/hs-fs/hubfs/Logo_KO.png?width=200&name=Logo_KO.png)](https://blog.lifebrokeragellc.com/)

### Contact

609-613-4000  
[teamlife@lifebrokeragellc.com](mailto:teamlife@lifebrokeragellc.com)  
 2 Central Avenue  
 Hammonton, NJ 08037

- <https://facebook.com/LifeBrokerage>
- <https://twitter.com/LIFEbroLLC>
- <https://www.linkedin.com/company/10144386>
- <https://www.youtube.com/channel/UCNxuPmKz6KmurdvRrdKRZ7Q>

[Schedule a meeting](https://meetings.hubspot.com/anthony-mento/website-book-a-meeting-link-rr?__hstc=224060164.0a73f74d9681afa608bc0b9d390f9a10.1738171452758.1738680808156.1738951381843.4&__hssc=224060164.1.1738951381843&__hsfp=3017050130)

Securities offered through The Leaders Group, Inc. Securities Dealer, Member [FINRA](https://www.finra.org/)/[SIPC](https://www.sipc.org/);  
26 W Dry Creek Circle, Suite 800, Littleton, CO 80120. 303-797-9080  
[BrokerCheck](https://brokercheck.finra.org/)

© 2026 LIFE Brokerage, All Rights Reserved | [Privacy Policy](https://blog.lifebrokeragellc.com/privacy-policy/) | [Privacy Notice](https://lifebrokeragellc.com/wp-content/uploads/LIFE-Brokerage-LLC-Privacy-Notice-05_01_2024-2.pdf) | [CRS Notice](https://blog.lifebrokeragellc.com/wp-content/uploads/CRS-BD-Rev-1-1.pdf) | Designed by [Apis Productions](https://apisproductions.com/)

```json
{
  "@context" : "https://schema.org",
  "@type" : "BlogPosting",
  "author" : {
    "@type" : "Person",
    "name" : "Anthony J. Mento",
    "url" : "https://blog.lifebrokeragellc.com/events/author/anthony-j-mento"
  },
  "dateModified" : "2026-03-31T13:55:24.064Z",
  "datePublished" : "2026-02-26T15:00:00.000Z",
  "headline" : "What Underwriters Don't Tell You",
  "image" : [ "https://blog.lifebrokeragellc.com/hubfs/Rescue%2c%20Refinance%2c%20or%20Reimagine%20(1)-1.png" ],
  "mainEntityOfPage" : {
    "@id" : "https://blog.lifebrokeragellc.com/events/what-underwriters-dont-tell-you",
    "@type" : "WebPage"
  },
  "publisher" : {
    "@type" : "Organization",
    "logo" : {
      "@type" : "ImageObject",
      "url" : "https://blog.lifebrokeragellc.com/hubfs/LIFE%20Logo_High%20Resolution_USE%20FOR%20ALL%20excel_PPT_word-1.png"
    },
    "name" : "LIFE Brokerage, LLC"
  }
}
```