Whole Life Vs. IUL: The Great Permanent Insurance Debate

In this on-demand webinar replay, Anthony Mento moderates a candid discussion with Rick Blaser of New York Life and Steve Zimmerman of North American on how Whole Life and Indexed Universal Life are being used in the market today.

This advisor-only session explores the structure, economics, and real-world application of each chassis—helping advisors better understand where guarantees, flexibility, liquidity, and design strategy matter most when aligning permanent insurance solutions with client objectives.

Topics Covered:

1. What “guaranteed” really means

2. How IUL options are priced and hedged

3. Dividend mechanics vs. cap rate engineering

4. Where Whole Life dominates concept design and why

5. Where IUL is driving sales momentum

6. Financing strategies and multi-access points to liquidity (huge announcement here)

7. Standalone IUL vs. layering inside VUL

Don’t miss this opportunity to deepen your understanding of permanent life insurance design and better align each chassis with the right client objective. 

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